Five questions, and the facts each one depends on.
Which ones apply depends on your situation.
| Question | The facts it depends on | Where to look |
|---|---|---|
| Could I stay in the house? | Mortgage balance and payment, property tax and insurance, today’s value, whether the loan could be refinanced in one name, your own income | Your mortgage statement and property tax bill |
| What happens to health insurance? | Whose employer carries the plan, the cost, who is covered, the cost of continuation coverage | Your benefits portal or a recent pay stub |
| Would the children change schools? | The current district, housing costs near it, childcare hours, how the week runs now | The district boundary map and your childcare schedule |
| Am I responsible for debts in my spouse’s name? | Which debts exist, whose name is on each, anything you signed or co-signed | Your credit report, free at AnnualCreditReport.com |
| What would I live on? | Income after tax, the costs that would follow you, accounts in your name | A recent pay stub and three months of bank statements |
Alette shows what a question depends on. A professional can tell you what the answer means for you.