Common documents, what each one shows and where to get it.
Which apply depends on your situation, and a professional may ask for others.
| Document | What it shows | Where it usually comes from |
|---|---|---|
| Tax returns, recent years | Income, including bonus and self-employment | Your files, your tax preparer, or an IRS transcript |
| Recent pay stubs | Current pay and benefit deductions | Your employer or payroll portal |
| Bank statements | A balance on a date, whose name is on the account, money in and out | Online banking |
| Retirement statements | A plan’s value and contributions over time | The plan website or administrator |
| Deed and mortgage statement | Whose name is on the title and what is owed | County records and your mortgage servicer |
| Loan and card statements | Balances, payments and whose name is on each debt | The lender’s website |
| Your credit report | Credit accounts in your name, including ones you may not know about | AnnualCreditReport.com |
| Insurance policies | Who is covered, beneficiaries and premiums | The insurer or your benefits portal |
| School and medical records | The children’s schools, providers and routines | The school and the children’s providers |
Write down where each missing document comes from, and gathering becomes a short list of requests.

